The Washington State Housing Finance Commission has a program for homebuyers who plan to occupy the home they purchase. There are income limits, and buyers must be first-time buyers OR have not owned a home in the past 3 years.
It's a great way to save money, lower your monthly payment, and possibly get you into a home that otherwise might not be affordable.
Contact me to discuss further & for referral to a certified local lender --> https://www.workforce-resource.com/dpr/pmt/NWMLS/MOLLY_O_DONNELL